Money Management International

This service provides a range of housing counseling options, such as pre-purchase counseling, HUD-approved mortgage default assistance, and reverse mortgage guidance. -Pre-purchase counseling: HUD-certified housing counselors assess clients' household budgets and credit reports to establish affordable house payment amounts, assist in evaluating financing and down payment choices, and clarify the home buying process. -Mortgage default counseling: Counselors collaborate with homeowners facing difficulties and their mortgage lenders to explore potential solutions to prevent default and foreclosure. -Reverse mortgage counseling: Home Equity Conversion Mortgage (HECM) counselors support seniors interested in utilizing their home equity by explaining loan implications, costs, and available alternatives. The ClearPoint office in Portland collaborates with local community organizations and businesses, such as Rent Well, Home Forward, Community Action, Oregon Opportunity Network, and Oregon Jump$tart. Additionally, ClearPoint credit counselors in Portland engage in educational outreach and conduct community presentations.

Intake Procedure: Schedule an appointment via phone or visit the website. Services are available in person, by phone, or online.

Fees: Vary based on the type of service.