Financial Peace University

Financial Peace University is a curriculum presented on DVD by Dave Ramsey (www.daveramsey.com) that stresses the importance of living without debt, budgeting, saving, building wealth, and charitable giving. This 13-week course is available one or two times each year, depending on community demand. The curriculum covers several key topics over the lessons: 1. Super Savers highlights the significance of saving and maximizing returns on investments. 2. Cash Flow Planning guides participants in creating a zero-based monthly budget, complete with sample financial management forms. 3. Relating with Money focuses on the dynamics of financial discussions within relationships. 4. Buying Only Big, Big Bargains shares Dave's strategies for negotiating the best prices. 5. Dumping Debt provides strategies for becoming debt-free and maintaining that status. 6. Understanding Investments explains the distinctions among various investment vehicles like stocks, bonds, and mutual funds, as well as how to optimize returns. 7. Understanding Insurance covers essential types of insurance, including health, auto, life, and disability. 8. Retirement and College Planning discusses Roth IRAs, SEPP, 401(k), and 403(b) contributions, along with funding for college education. 9. Buyer Beware alerts participants to marketing tactics and empowers them in their purchasing decisions. 10. Real Estate and Mortgages teaches effective home buying and selling strategies, including mortgage options. 11. Careers and Extra Jobs emphasizes pursuing passions in one's career. 12. Collection Practice and Credit Bureaus instructs on managing credit reports and dealing with collections. 13. The Great Misunderstanding highlights the importance of responsible stewardship and sharing resources. The program is offered in English. Intake Procedure: Contact for details.