Financial Peace University

Financial Peace University is a DVD-based program presented by Dave Ramsey (www.daveramsey.com) that stresses the importance of living without debt, budgeting, saving, building wealth, and giving. This 13-week course is available once or twice a year depending on community demand. The curriculum covers several key topics over the 13 lessons: 1. Super Savers highlights the significance of saving and maximizing returns. 2. Cash Flow Planning provides a detailed guide to creating a zero-based monthly budget, including sample financial management forms. 3. Relating with Money focuses on the dynamics of financial discussions in relationships. 4. Buying Only Big, Big Bargains shares Dave's strategies for negotiating the best deals. 5. Dumping Debt offers methods to eliminate and avoid debt. 6. Understanding Investments clarifies the differences between various investment options like stocks and bonds, and how to achieve optimal returns. 7. Understanding Insurance educates on necessary coverage types, including health, home, auto, life, and disability insurance. 8. Retirement and College Planning discusses Roth IRAs, contributions to SEPP and 401(k) or 403(b) plans, and funding college education. 9. Buyer Beware addresses marketing tactics and empowers consumers in their purchasing decisions. 10. Real Estate and Mortgages advises on buying and selling homes, including mortgage types and financing options. 11. Careers and Extra Jobs emphasizes pursuing fulfilling work. 12. Collection Practice and Credit Bureaus teaches how to review and improve credit reports and manage collections. 13. The Great Misunderstanding underscores the importance of stewardship over our resources and sharing them. The course is offered in English. Intake procedures require a phone call for details.