Bend-Redmond Habitat For Humanity

This initiative enables families to construct and acquire their own residences, with homes offered to eligible families through below-market-rate financing. Participants are expected to volunteer and engage with the community as part of their commitment.

Application Procedure: Check the website for details. The timeline for transitioning from application to homeownership generally spans 12-18 months, contingent on each applicant's readiness for a mortgage.

Location: Situated at the intersection of North 3rd Street and Thurston Avenue, directly across from Wagner Mall.

Costs: Families are accountable for a closing fee that may reach up to $4,000, alongside a 0% down payment for closing costs, and a mortgage with below-market interest rates (low APR). The duration of the mortgage varies based on income levels. Habitat ensures that the monthly mortgage payment, which may include taxes, insurance, and HOA fees if relevant, does not exceed 33% of the homeowner’s gross monthly income at the time of sale.