Habitat For Humanity Of Central Lane
Community Resource
About this resource
Habitat for Humanity offers individuals the chance to construct and acquire their own homes. The homes are sold at no profit to homeowner partners, who are required to contribute hours in construction and other related activities.
Intake Procedure: This is an application-based program. For more details, please call or check the website.
Travel/Location: Located off W 11th Avenue.
Fees: There are no application fees. However, households must cover home purchase closing fees, which can reach up to $3000. A 0% down payment is required for closing costs, along with a low-interest mortgage. The specifics of the mortgage will vary based on income, with Habitat ensuring that the monthly mortgage payment (including taxes, insurance, and any applicable condo fees) does not exceed 30% of the homeowner’s gross monthly income at the time of sale.
Who can use this
- To qualify, households must currently reside in substandard housing and meet several criteria, including income guidelines (40-80% area median income), commitment to 200-250 hours of participation (with 100 hours in construction), U.S. citizenship or permanent residency, no home ownership in the past three years, and the ability to make mortgage payments with a stable income and good credit history.
Documents you may need
- Financial information, including statements of income and debt. Personal identification including Social Security number.
Don't have these? Contact the organization—they may be able to help.
Get in touch
Eugene, Oregon
Location
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