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Habitat For Humanity Of Central Lane

Name: Habitat For Humanity Of Central Lane
Address: 1210 Oak Patch Road Eugene, OR 97402, Eugene, Oregon, US
Telephone: +15417411707

Community Resource

Serves: Eugene, Lane County

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About this resource

Habitat for Humanity offers individuals the chance to construct and acquire their own homes. The homes are sold at no profit to homeowner partners, who are required to contribute hours in construction and other related activities.

Intake Procedure: This is an application-based program. For more details, please call or check the website.

Travel/Location: Located off W 11th Avenue.

Fees: There are no application fees. However, households must cover home purchase closing fees, which can reach up to $3000. A 0% down payment is required for closing costs, along with a low-interest mortgage. The specifics of the mortgage will vary based on income, with Habitat ensuring that the monthly mortgage payment (including taxes, insurance, and any applicable condo fees) does not exceed 30% of the homeowner’s gross monthly income at the time of sale.

Who can use this

To qualify, households must currently reside in substandard housing and meet several criteria, including income guidelines (40-80% area median income), commitment to 200-250 hours of participation (with 100 hours in construction), U.S. citizenship or permanent residency, no home ownership in the past three years, and the ability to make mortgage payments with a stable income and good credit history.

Answer a few questions to see if you qualify →