Money Management International

This initiative delivers a range of housing counseling services, including pre-purchase counseling, mortgage default assistance approved by HUD, and reverse mortgage guidance. -In pre-purchase counseling, HUD-certified housing counselors analyze the household budget and credit report to assess affordability for house payments, assist clients in evaluating financing and down payment options, and clarify the home buying process. -Mortgage default counseling involves housing counselors collaborating with homeowners facing difficulties and their mortgage lenders to explore options for preventing default and foreclosure. -For reverse mortgage counseling, Home Equity Conversion Mortgage (HECM) counselors assist seniors looking to utilize their home equity, explaining the loan's implications, costs, and available alternatives. The ClearPoint office located in Portland collaborates with local organizations and businesses, such as Rent Well, Home Forward, Community Action, Oregon Opportunity Network, and Oregon Jump$tart. Additionally, ClearPoint credit counselors in Portland engage in educational outreach and conduct community presentations.

Intake Procedure: Contact for an appointment or visit the website. Services are available in person, via phone, or online.

Fees: Vary depending on the service.