Rogue Valley Habitat For Humanity
by Rogue Valley Habitat For Humanity
About this resource
This initiative enables families to construct and purchase their own residences, with homes being sold at no profit to the families involved. Intake Procedure: Contact for further details. Travel/Location: Situated on S Pacific Highway close to Harry and David. Fees: Families are responsible for a closing fee that can reach up to $3000. There is a 0% down payment required for closing costs, along with a mortgage that carries a 0% interest rate (0% APR). The duration of the mortgage varies based on income; Habitat modifies the mortgage length to ensure that the monthly payment (including taxes, insurance, and any applicable condo fees) does not exceed 30% of the homeowner’s gross monthly income at the time of sale.
Who can use this
- Jackson County residents (1+ year) at 40–80% of area median income who have not owned a home in 3 years, can afford a mortgage (DTI below 13%, no collections over $1,000), are U.S.
Documents you may need
- Proof of income
Don't have these? Contact the organization—they may be able to help.
Get in touch
Medford, Oregon
Location
Transit Nearby
Loading nearby transit info...
Was this resource information helpful?
Similar resources
Other programs that might help
Summit Combined Housing Authority
Community Resource
Offers down payment assistance through low-interest loans for primary residences in Summit County. Email or visit the website for details.
City Of Longmont
Community Resource
Mediation services available Monday to Friday, 8 a.m. - 5 p.m. for Longmont residents. Visit the website to schedule an appointment.
Northwest Real Estate Capital Corporation
Community Resource
Offers affordable housing for families, older adults, and adults with disabilities. Visit the website for more information.