Financial Peace University

Financial Peace University is a DVD-based program led by Dave Ramsey (www.daveramsey.com) that stresses the importance of living without debt, budgeting, saving, building wealth, and giving back. This 13-week course is offered once or twice annually, depending on community demand. The curriculum covers various topics across its 13 lessons: 1. Super Savers highlights the significance of saving and maximizing returns. 2. Cash Flow Planning provides a detailed guide to creating a zero-based monthly budget, complete with sample financial management forms. 3. Relating with Money focuses on the dynamics of handling finances within relationships. 4. Buying Only Big, Big Bargains shares negotiation strategies for securing the best deals. 5. Dumping Debt outlines methods for eliminating and avoiding debt. 6. Understanding Investments differentiates between various investment vehicles like stocks, bonds, and mutual funds, and identifies optimal returns. 7. Understanding Insurance covers necessary health, home, auto, life, and disability insurance types. 8. Retirement and College Planning discusses Roth IRAs, SEPP, 401(k), and strategies for funding college education. 9. Buyer Beware educates on marketing tactics and empowers consumers in their purchasing decisions. 10. Real Estate and Mortgages teaches effective home buying and selling strategies, including mortgage options. 11. Careers and Extra Jobs emphasizes pursuing passions in one's career. 12. Collection Practice and Credit Bureaus instructs on reviewing and improving credit reports and managing collections. 13. The Great Misunderstanding stresses the importance of stewardship over financial blessings and the value of sharing. Languages offered: English.

Intake Procedure: Call for intake procedures.